Thank you for taking the time to get PreQualified with Us. You will be glad that you did... You can count on me for ethical, transparent and professional Mortgage Assistance.
I look forward to helping you make sound financial decisions and capitalizing on this incredible Real Estate Market of 2009. We are in the midst of the lowest mortgage interest rate trend EVER. Therefore, banks are taking 45 to 60 days to underwrite files; please plan accordingly.
There are three ways I can prequalify you for financing:
1. You can complete an online mortgage application (by clicking the link at the top of this page)
2. We can sit down somewhere near you or at my office and discuss your mortgage options
3. You can call me and we can get you Prequalified over the phone (808) 393-0707/ (949) 874-2145
The banks that I work with on a regular basis are Wells Fargo, Security National, Countrywide, Bank of Hawaii and Central Pacific Bank, so I can get you the most favorable financing on the island (in the nation) because I can choose from several banks, we get wholesale pricing and do not charge junk fees.
The items that I am going to need from you to give you an approval in addition to the online mortgage application are:
- 2007 and 2008 W2's
- 2 most Recent Bank Statements
- 2 most recent Paystubs
I look forward to meeting you in person to gather the information above so we can help you take advantage of this buyers market and the lowest interest rates in years.
Rates have been extremely Volatile. I have a Ratewatch e-mail list that I can add you to if you contact me. The Ratewatch will provide you with rates from the top banks in the nation and a small paragraph informing you of strategic Lock Advice. e-mail jay@mortgage808.com.
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