Providing Sound Mortgage Advide is our Commitment to you. Whether you invest this month or in 2 years we are here to guide you through a stressfree financing experience.

Understandably, one of the first questions we’re asked from potential borrowers is “What will my interest rate be?” But the final interest rate on your new loan will be based on your past credit history, the loan-to-value (LTV) of the property, and other risk components associated with the transaction. And before we can provide a valid financial quote we’ll need to work together to build a suitable package for the lender or investor to underwrite. The final rates and terms you receive will be based largely on you – the future owner.

We are a Transparent Lender and Show all Points/ Rebates upfront so you know that you are getting the most competitive rates in the Nation.

In addition to interest rates there are other factors you should consider if your goal is to obtain the best overall financial package and return on your property as an investment. For example, the terms of a mortgage loan can be just as important as the interest rate. Any pre-payment penalties could also affect the overall cost of your mortgage should you wish to sell or refinance the property. So it’s wise to carefully review the covenants that the lender required on the loan.

Now that you understand how rates can differ, this is the perfect time to contact us to get started on putting together your future Home purchase.